immo!nvest – Die Plattform für Standorte und Immobilien

Tag: Fintech

  • 1.47 billion in venture capital invested in Swiss start-ups in the first half of the year

    1.47 billion in venture capital invested in Swiss start-ups in the first half of the year

    In the first half of 2025, CHF 1.47 billion flowed into Swiss start-ups, an increase of 36 per cent compared to the previous year. This is the third-best result since measurements began. However, growth was driven by a small number of startups that raised large sums from international investors. The number of financing rounds fell for the third time in a row to 124, which corresponds to a decline of ten per cent.

    Biotech as a growth driver
    The biotech sector in particular produced a strong result. It set a new record with an inflow of CHF 705 million in capital. The previous record of CHF 436 million from 2021 was clearly surpassed. The reasons for this success lie in highly qualified start-up teams and technological developments based on excellent research.

    Recovery in ICT and fintech
    The recently weakening ICT and fintech sectors were also able to recover. General ICT start-ups recorded investment growth of 86 per cent to CHF 247 million. Fintech companies received CHF 153 million, which corresponds to an increase of 93 per cent. The number of transactions remains low, which indicates continued investor selectivity.

    Swiss startup ecosystem remains resilient
    Despite the uncertain market environment, the Swiss startup ecosystem is able to produce internationally competitive companies. One example of this is Sygnum Bank, which became Unicorn in the first half of 2025. The bank, which specialises in digital assets, was valued at over 1 billion dollars, a signal of the potential of innovation outside of the healthcare sector.

    Gloomy outlook among investors
    A broad-based survey shows that expectations for the coming twelve months are subdued. Fundraising and more difficult exit opportunities are of particular concern. International trade barriers, on the other hand, only play a subordinate role. Access to capital is likely to remain challenging for many start-ups, despite individual success stories.

  • Digital financial services grow with platform models

    Digital financial services grow with platform models

    Hypothekarbank Lenzburg has gained two new partners for its Banking-as-a-Service business. Bern-based homie AG and Zurich-based arvy AG will be using the bank’s own onboarding and account solution in future, Hypothekarbank Lenzburg announced in a press release.

    Banking-as-a-Service (BaaS) is a newer business area of the bank and connects third-party providers of financial services without a banking licence to the Finstar open banking platform developed by the bank. The new partnerships show “that our BaaS offerings in the areas of rental deposits and digital asset management are in demand and that we are gaining breadth in the BaaS business in the Swiss financial market”, Reto Huenerwadel, Head of Market Services at Hypothekarbank Lenzburg, is quoted as saying in the press release.

    Fintech homie will use Hypothekarbank Lenzburg’s solutions to open and operate digital rental deposit accounts. “Together with Hypothekarbank Lenzburg, we are noticeably simplifying the entire process for property managers and tenants,” homie CEO Arben Lekaj is quoted as saying in the press release.

    Fintech arvy, on the other hand, uses Hypothekarbank Lenzburg’s solutions for its own accounts and securities custody accounts at Hypothekarbank and other digital asset management services. “We don’t just want our customers to invest, we want them to really understand what they are investing in,” explains arvy co-founder Patrick Rissi. “The partnership with Hypothekarbank Lenzburg enables us to realise our vision efficiently and in compliance with regulatory requirements.”

  • Neur.on AI gewinnt Swiss Fintech Award 2024

    Neur.on AI gewinnt Swiss Fintech Award 2024

    Fribourg-based AI start-up Neur.on AI, founded by Paula Reichenberg, emerged as the winner in the “Early-Stage Start-up of the Year” category at the Swiss Fintech Awards 2024. Neur.on AI has developed a specialized, AI-based translation solution that focuses on financial documents. This solution offers a more cost-effective and accurate alternative to existing translation services, addressing a market worth 10 billion dollars in the financial and legal sectors. In recognition of her innovation, Paula Reichenberg received prize money of 36,000 Swiss francs.

    In addition to Neur.on AI, Climada Technologies was also in the running for the award. Climada offers financial service providers transparent and regulatory-compliant reporting on climate risks.

    GenTwo wins in the Growth Stage category
    The Zurich-based company GenTwo came out on top in the “Growth Stage Start-up of the Year” category. GenTwo uses innovative securitization and tokenization technologies to enable the assetization of previously inaccessible assets. The company has already created financial products worth 5 billion dollars for over 300 customers in 26 countries. Payrexx, which was also a finalist, offers access to more than 200 payment options via its platform and now counts 60,000 merchants among its customers.

    Johannes “Johs” Höhener honored as Fintech Influencer of the Year
    Johannes “Johs” Höhener was honored as “Fintech Influencer of the Year” for his many years of commitment to the Swiss fintech industry. Höhener has made a significant contribution to the development of the fintech sector in Switzerland, particularly through his work at Swisscom and his involvement in e-commerce at the cantonal banks. His mandates on various boards of directors, including Swiss Stablecoin and daura, have had a lasting impact on the Swiss fintech community.

    The Swiss Fintech Awards, which were launched in 2016, have established themselves as the most important award in the Swiss fintech sector. This year, the outstanding start-ups and personalities were honored at the ninth Swiss Fintech Awards Night in Zurich. A jury of 20 decision-makers selected the winners from over 100 applications.

  • Evorest receives seven-figure early financing

    Evorest receives seven-figure early financing

    The Zurich-based start-up Evorest has acquired a seven-figure sum in a so-called pre-seed financing, according to a media release. The company has set itself the goal of renewing the rental deposit market. For the first time, tenants will be able to digitally invest their rental deposits in low-cost funds.

    This is intended to simplify the entire rental deposit management process for tenants and property managers. In the future, tenants will thus be able to sign their rental deposit contract digitally and invest their tied-up capital in exchange-traded index funds such as ETFs. They will benefit directly from the return achieved in the process.

    In the future, it will also be possible to conclude a conventional deposit account completely digitally via Evorest. Thanks to digitalisation, deposit accounts can be opened within 24 hours. Property managers will receive a higher damage cover sum as security, in line with the market. Evorest works with an unnamed Swiss partner bank that manages the capital and guarantees the security of the deposit.

    The financing now obtained is expected to be effective by the fourth quarter of 2023. With the acquired capital, the company, which was founded in March 2023, wants to implement its programme developments and activate the programme interface to its partner bank.

  • Loanboox now enables real estate financing

    Loanboox now enables real estate financing

    The Zurich start -up Loanboox enters the brokerage of loans for housing cooperatives, real estate funds and companies. The financing expert Patrick Zurfluh is joining the company as Head of Real Estate Financing, according to a press release .

    The first pilot transactions have already been completed, including a housing cooperative from the canton of Zurich. By processing via Loanboox, the borrower was able to save 20 percent of the financing costs and more than halved her expenses.

    As Head of Real Estate Financing, Patrick Zurfluh wants to advise and support real estate companies in the future. Before that, he worked for the Raiffeisen and Credit Suisse banks as a real estate financing specialist. “It struck me that real estate financing should be made simpler and more cost-efficient. That’s why I’m with Loanboox now,” he is quoted as saying in the media release.

    Loanboox has been brokering loans from investors to public sector borrowers for five years. All parties can view and organize their documents and communications as well as deadlines via the Loanboox digital money and capital market platform. Municipalities, cities and large companies have received 2,500 loans through Loanboox to date. The company is also open to partnerships with associations and organizations.

  • MoneyPark wins Hypi Lenzburg

    MoneyPark wins Hypi Lenzburg

    MoneyPark has "brought another strong product partner on board," writes the fintech, which specializes in mortgages and real estate, in a press release . Specifically, MoneyPark is working together with Hypothekarbank Lenzburg . As part of a sales partnership, MoneyPark will sell the Hypi Lenzburg mortgages throughout German-speaking Switzerland.

    This means that the Hypothekarbank is significantly expanding its own sales network, according to the announcement. However, according to her, Hypi Lenzburg will continue to serve the core markets of Aargau and Solothurn itself “via its 13 branches and two advisory offices”.

    Both partner companies rely on a combination of personal advice and technology in their business model, is further explained in the communication. MoneyPark has over 20 branches throughout Switzerland and 15 branches in German-speaking Switzerland. According to its own information, the company works with more than 150 banks, insurance companies and pension funds.

  • Berner Kantonalbank joins Swiss Immo Lab

    Berner Kantonalbank joins Swiss Immo Lab

    The Zurich-based investment company Swiss Immo Lab AG is to invest in proptech or fintech start-ups that contribute to the digitization of the construction and real estate industry. The investment company was founded at the end of 2019 by real estate service provider Avobis , Hypothekarbank Lenzburg and Gebäudeversicherung Bern . The Berner Kantonalbank ( BEKB ) is now joining Swiss Immo Lab as the fourth partner, the BEKB informs in a message .

    The partners want to hold the Swiss Immo Lab AG in equal shares, is further explained in the announcement. The four companies invested a total of 8 million francs in the investment company. Within two years, they are to be invested in start-ups that are active in the markets for digital marketplaces, real estate management, construction, building materials, analysis software and intelligent cities, writes the BEKB.

    "With this platform we want to accelerate innovation in construction and real estate", Armin Brun, CEO of BEKB, is quoted in the press release. This year, Swiss Immo Lab has already participated in the developer of software for real estate analysis, Archilyse, and the Lausanne-based manufacturer of solar modules, Insolight.

  • MoneyPark launches real estate platform

    MoneyPark launches real estate platform

    "We founded MoneyPark in 2012 with the aim of making the mortgage market more accessible and transparent for everyone," said Stefan Heitmann, CEO and founder of MoneyPark , in a message from the fintech company based in Pfäffikon SZ. MoneyPark now wants to bring this transparency to the real estate market as well. A mixture of technology and personal advice is intended to simplify the purchase and sale of real estate.

    To this end, MoneyPark has developed a new platform on which buyers and sellers can be brought together. MoneyPark explains that the platform compares customers' search criteria with information on properties available on the market. Owners of a home can also track the value development of their own property. The platform, which is currently only available to MoneyPark customers, is to be opened up to other interested parties in the future.

    The new digital offer is supplemented by personal advice from real estate experts from MoneyPark. "The combination of data technology and independent mortgage and real estate experts who support our customers every step of the way is unique on the Swiss market," says Heitmann. "The data accessible on the platform create a transparent customer experience with an unprecedented density of information and help make buying and selling decisions easier and easier to implement."