immo!nvest – Die Plattform für Standorte und Immobilien

Tag: Lebenszyklus

  • Digital management of real estate portfolios

    Digital management of real estate portfolios

    Real estate is very different in terms of use, typology and construction method. What they all have in common is a life cycle with different renewal intervals. In order to balance out the structural ageing process with targeted measures and to plan the portfolio with an eye to the future, up-to-date data on the condition, use and potential of the individual properties is required. The systematic consolidation of this information ensures that both short-term maintenance work and long-term investment projects can be managed in a timely and appropriate manner

    System levels and life cycles as a management tool
    Classification into system levels is helpful for planning adaptations and renovations.

    • The primary system comprises the load-bearing structure
    • The secondary system comprises the building envelope and durable installations
    • Further levels relate to interior fittings, technical equipment and short-lived elements

    If the useful lives of the system levels are defined in stages (e.g. 12, 24, 48, 96 years), coordinated renewal cycles are created almost automatically, from which investment packages can be derived. The overall renewal is particularly relevant. This is a turning point in the middle of the building’s life cycle, when all important components can be thoroughly overhauled and the property can be adapted to new requirements

    Lever for transparency and control
    Digitalization has long been the central driving force for targeted and sustainable property management. Specialized software solutions such as portfolio and asset management platforms enable the efficient collection, evaluation and analysis of large volumes of data. Application examples show that renewal cycles and investment volumes can be easily calculated, simulated and documented. Overall portfolio performance becomes more transparent, management more flexible and decisions are fact-based rather than intuitive

    A particularly effective approach is the visualization of portfolio data in the form of matrices or bubbles. Individual properties are strategically positioned in terms of key valuation figures, while historicizations make long-term development lines visible. This allows weaknesses, opportunities and critical points in time for investments to be identified and addressed in a targeted manner

    Life cycle management and networking
    The integration of a life cycle perspective and digital tools is becoming the standard for sustainable portfolio management. Early analyses and forecast-based investment planning create added value for owners, users and management bodies. Technology, such as cloud solutions or AI-supported analytics, increases the scalability and efficiency of management, facilitates the interaction between demand and supply and creates a reliable basis for sustainability and ESG reporting

    These approaches are essential for owners of public real estate portfolios, as the focus is on long-term usage strategies and maintenance management. The overall refurbishment of a building becomes a strategic decision point for further development, conversion or sale. Successful portfolio management means that all relevant data is consolidated and continuously reflected in the dialog between stakeholders – supported by digital tools that actively drive change in the real estate sector.

  • Property consultancy with vision: Expertise for the entire life cycle

    Property consultancy with vision: Expertise for the entire life cycle

    Anyone who owns or plans to own property is familiar with many of the challenges of the market, such as preventing vacancies and setting rents in line with the market without ignoring supply and demand. This is precisely where Migros Bank comes in with its unique advisory approach, which combines economic foresight, market data and individual solutions – for owners who want more than just mortgages, but customised advice tailored to their property. The advisory approach consists of various modules that can be worked on independently of each other with the customer, depending on the situation.

    Together with CSL Immobilien AG, a partner of Migros Bank, a comprehensive range of services is offered that covers the entire property life cycle. Customers benefit from property development services and professional property management. This offering is rounded off by in-depth research and market analyses of the Swiss property market, enabling owners to make informed decisions together with Migros Bank.

    Comprehensive analysis tools for customised and well-founded decisions
    The property dialogue allows market values, purchase prices, net rental income, yields and vacancy rates to be compared with CSL Immobilien AG’s market data. This makes it possible to assess the positioning of the customer portfolio. It is suitable for office, commercial and residential property. Analysing residential properties at the residential unit level helps to check and manage the performance of the property. The residential units are compared with the market data and analysed for size, price and opportunities. This means that the positioning of projects can be determined with customers at an early stage, existing properties can be checked for market requirements and standards and reasons for vacancies can be identified.

    Analysing interest rate trends: outlook for future mortgage costs
    Anyone buying a house or a condominium must also take a look into the future. Mortgage interest rates are comparatively favourable today – but what will they be in ten years’ time? Will the property still be affordable with the expected income? With the interest rate development analysis, the mortgage portfolio can be simulated 10 years into the future with various defined interest rate scenarios. These estimated interest costs can be used to directly compare possible hedging strategies, such as redeeming a mortgage or taking out a follow-up product. This enables owners to restructure their portfolio and adapt it to market expectations.

    Sustainability as the key to increasing property value
    For owners of older properties in particular, sustainability is an important issue that has a direct impact on the value of the property. The sustainability analysis shows the advantages of renovating properties on a sustainable basis. The CO2 emissions, energy costs and energy requirements of a property are determined and a modernisation plan is drawn up to show which refurbishment measures have a positive impact on these values. Correctly timed refurbishments are crucial to maintaining or even increasing the value of a property over its entire life cycle. It is advisable to seek expert advice before starting a refurbishment project in order to find the best and most cost-effective solutions. Refurbishment issues are challenging – especially when it comes to alternative energies. In the case of particularly old properties, it is also necessary to decide whether refurbishment is worthwhile or whether it would be better to build a new building. This decision depends on various factors, including the condition of the building, financial resources and personal preferences. In any case, it is important to have a long-term refurbishment strategy that helps to reduce costs and extend the life of the building.

    A strong partnership with synergies
    Migros Bank works closely with CSL-Immobilien. Both companies are operationally independent. Through this strategic partnership, CSL Real Estate benefits from nationwide expansion and access to new markets, while Migros Bank can expand its property offering in a targeted manner. Together, they cover the entire property life cycle with an extended range of services – from financing to client advice and marketing. The collaboration also creates significant synergies, particularly in the areas of consulting and financing. One concrete result is the joint development of the digital estate agent service Nextkey, which makes property sales efficient and customer-friendly. This creates a holistic offering that supports customers in all phases of the home ownership process.

    Comprehensive support for property owners
    Anyone who owns or is planning a property today needs more than just a financing solution. What is needed is a partner who has the entire life cycle of a property in mind. With its advisory approach, Migros Bank is positioning itself precisely in this field – as a holistic partner, not just a mortgage lender. In collaboration with CSL-Immobilien, it offers customised solutions for owners who want to develop their properties sustainably, profitably and with a view to the future. Whether market value analyses, sustainability, returns or interest rate trends: individual issues are addressed competently and with foresight using modular tools and sound market data from practice. This not only improves the quality of customers’ decisions, but also the value and future viability of their property. Migros Bank thus stands for a new kind of property advice – networked, collaborative and far-sighted.

    “Anyone who owns or is planning a property today needs more than just a financing solution. What you need is a partner who has the entire life cycle of a property in mind.”

    “Anyone buying a house or a condominium must also look to the future. Mortgage interest rates are comparatively favourable today – but what will they be in ten years’ time?”

    Further information at: migrosbank.ch/potential

  • Property consultancy with vision: Expertise for the entire life cycle

    Property consultancy with vision: Expertise for the entire life cycle

    Anyone who owns or plans to own property is familiar with many of the challenges of the market, such as preventing vacancies and setting rents in line with the market without ignoring supply and demand. This is precisely where Migros Bank comes in with its unique advisory approach, which combines economic foresight, market data and individual solutions – for owners who want more than just mortgages, but customised advice tailored to their property. The advisory approach consists of various modules that can be worked on independently of each other with the customer, depending on the situation.

    Together with CSL Immobilien AG, a partner of Migros Bank, a comprehensive range of services is offered that covers the entire property life cycle. Customers benefit from property development services and professional property management. This offering is rounded off by in-depth research and market analyses of the Swiss property market, enabling owners to make informed decisions together with Migros Bank.

    Comprehensive analysis tools for customised and well-founded decisions
    The property dialogue allows market values, purchase prices, net rental income, yields and vacancy rates to be compared with CSL Immobilien AG’s market data. This makes it possible to assess the positioning of the customer portfolio. It is suitable for office, commercial and residential property. Analysing residential properties at the residential unit level helps to check and manage the performance of the property. The residential units are compared with the market data and analysed for size, price and opportunities. This means that the positioning of projects can be determined with customers at an early stage, existing properties can be checked for market requirements and standards and reasons for vacancies can be identified.

    Analysing interest rate trends: outlook for future mortgage costs
    Anyone buying a house or a condominium must also take a look into the future. Mortgage interest rates are comparatively favourable today – but what will they be in ten years’ time? Will the property still be affordable with the expected income? With the interest rate development analysis, the mortgage portfolio can be simulated 10 years into the future with various defined interest rate scenarios. These estimated interest costs can be used to directly compare possible hedging strategies, such as redeeming a mortgage or taking out a follow-up product. This enables owners to restructure their portfolio and adapt it to market expectations.

    Sustainability as the key to increasing property value
    For owners of older properties in particular, sustainability is an important issue that has a direct impact on the value of the property. The sustainability analysis shows the advantages of renovating properties on a sustainable basis. The CO2 emissions, energy costs and energy requirements of a property are determined and a modernisation plan is drawn up to show which refurbishment measures have a positive impact on these values. Correctly timed refurbishments are crucial to maintaining or even increasing the value of a property over its entire life cycle. It is advisable to seek expert advice before starting a refurbishment project in order to find the best and most cost-effective solutions. Refurbishment issues are challenging – especially when it comes to alternative energies. In the case of particularly old properties, it is also necessary to decide whether refurbishment is worthwhile or whether it would be better to build a new building. This decision depends on various factors, including the condition of the building, financial resources and personal preferences. In any case, it is important to have a long-term refurbishment strategy that helps to reduce costs and extend the life of the building.

    A strong partnership with synergies
    Migros Bank works closely with CSL-Immobilien. Both companies are operationally independent. Through this strategic partnership, CSL Real Estate benefits from nationwide expansion and access to new markets, while Migros Bank can expand its property offering in a targeted manner. Together, they cover the entire property life cycle with an extended range of services – from financing to client advice and marketing. The collaboration also creates significant synergies, particularly in the areas of consulting and financing. One concrete result is the joint development of the digital estate agent service Nextkey, which makes property sales efficient and customer-friendly. This creates a holistic offering that supports customers in all phases of the home ownership process.

    Comprehensive support for property owners
    Anyone who owns or is planning a property today needs more than just a financing solution. What is needed is a partner who has the entire life cycle of a property in mind. With its advisory approach, Migros Bank is positioning itself precisely in this field – as a holistic partner, not just a mortgage lender. In collaboration with CSL-Immobilien, it offers customised solutions for owners who want to develop their properties sustainably, profitably and with a view to the future. Whether market value analyses, sustainability, returns or interest rate trends: individual issues are addressed competently and with foresight using modular tools and sound market data from practice. This not only improves the quality of customers’ decisions, but also the value and future viability of their property. Migros Bank thus stands for a new kind of property advice – networked, collaborative and far-sighted.

    “Anyone who owns or is planning a property today needs more than just a financing solution. What you need is a partner who has the entire life cycle of a property in mind.”

    “Anyone buying a house or a condominium must also look to the future. Mortgage interest rates are comparatively favourable today – but what will they be in ten years’ time?”

    Further information at: migrosbank.ch/potential

  • First SNBS certification level platinum for timber construction in St. Gallen

    First SNBS certification level platinum for timber construction in St. Gallen

    On April 21, Stefanie Steiner from the certification organization SNBS presented the certificate at a certification ceremony in the Tröckneturm St. Gallen and thanked the builder Previs Vorsorge for the good work and handling of the certification.

    The Waldacker development is made up of two long, kinked rows of buildings that hug the natural terrain lengthways. Together they form an interior space that serves as a meeting and communication space for the residents. From the upper edge of the basement, the buildings were almost entirely built using timber system construction with closed, rear-ventilated spruce wood formwork, including the lift shafts. The timber construction was inspired by the historic Tröckneturm, which is located directly next to the superstructure.

    The living room has external areas on both sides in the form of a veranda and an integrated winter garden. The apartments are accessed via a continuous arcade; Access is via external, covered stairwells. Photovoltaic systems were installed on the roofs and the heat supply is ensured by the district heating network of the city of St. Gallen. Between the two rows of buildings, a continuously green inner space with a playground and seating areas invites you to linger. The neighborhood should be kept car-free as much as possible. There is a large number of bicycle parking spaces and charging stations for e-bikes and e-cars. There are also Mobility vehicles that can be used by tenants.

  • Madaster realizes circular building

    Madaster realizes circular building

    BIM Facility , GS1 and ZPF Ingenieure are the first three partners to sign an agreement with Madaster, the Swiss cadastre for materials in the built environment. "Your expertise and our platform make material data usable over the entire life cycle of buildings", managing director Marloes Fischer is quoted in a press release. "Together we can implement circular building."

    BIM Facility wants to contribute to this with its modeling of building data. The Zurich-based company uses drones to create digital twins of buildings. The digital twin can be transferred directly to Madaster and a material pass can be issued.

    Together with Madaster users, the non-profit organization GS1 wants to develop and implement solutions for the availability of reliable and precise data over the entire life cycle of a building, explains Uwe Rüdel, Sector Manager Technical Industries at GS1 Switzerland.

    ZPF engineers from Zurich support builders and property owners in carrying out circular construction planning. They also analyze existing buildings on the basis of a material pass. According to executive board member Jaqueline Pauli, this should save raw materials.

    Madaster's platform offers digital tools such as material passports and indexes on the economic and circular value of buildings. "Our job is to make materials available forever by giving them an identity on our platform," says Madaster's website. “If materials have an identity, they become a resource for reuse.” Every building is understood as a raw material store with a certain value.