{"id":131007,"date":"2025-04-28T16:30:00","date_gmt":"2025-04-28T14:30:00","guid":{"rendered":"https:\/\/www.immo-invest.ch\/?p=131007"},"modified":"2025-04-23T17:11:26","modified_gmt":"2025-04-23T15:11:26","slug":"digitale-finanzdienste-wachsen-mit-plattformmodellen","status":"publish","type":"post","link":"https:\/\/stage.immo-invest.ch\/en\/digitale-finanzdienste-wachsen-mit-plattformmodellen\/","title":{"rendered":"Digital financial services grow with platform models"},"content":{"rendered":"<p class=\"bodytext\"><a href=\"https:\/\/www.hbl.ch\/de\/ueber-uns\/unternehmen\/\" target=\"_blank\" rel=\"noopener\">Hypothekarbank Lenzburg<\/a> has gained two new partners for its Banking-as-a-Service business. Bern-based <a href=\"https:\/\/homie.io\/\" target=\"_blank\" rel=\"noopener\">homie AG<\/a> and Zurich-based <a href=\"https:\/\/arvy.ch\/de\/\" target=\"_blank\" rel=\"noopener\">arvy AG<\/a> will be using the bank&rsquo;s own onboarding and account solution in future, Hypothekarbank Lenzburg <a href=\"https:\/\/www.hbl.ch\/de\/ueber-uns\/medien-news\/medienmitteilungen-und-news\/2025\/hypothekarbank-lenzburg-staerkt-das-banking-as-a-service-geschaeft-mit-zwei-neuen-partnerschaften\/\" target=\"_blank\" rel=\"noopener\">announced<\/a> in a <a href=\"https:\/\/www.hbl.ch\/de\/ueber-uns\/medien-news\/medienmitteilungen-und-news\/2025\/hypothekarbank-lenzburg-staerkt-das-banking-as-a-service-geschaeft-mit-zwei-neuen-partnerschaften\/\" target=\"_blank\" rel=\"noopener\">press release<\/a>.<\/p>\n<p class=\"bodytext\">Banking-as-a-Service (BaaS) is a newer business area of the bank and connects third-party providers of financial services without a banking licence to the Finstar open banking platform developed by the bank. The new partnerships show &ldquo;that our BaaS offerings in the areas of rental deposits and digital <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Asset Management&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;F&uuml;hren von Verm&ouml;genswerten. Asset Management besteht aus den Teilprozessen Portfolio Management, strategisches Fl&auml;chenmanagement, Investment-Strategie und Vermarktung\/Akquise&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">asset management<\/span> are in demand and that we are gaining breadth in the BaaS business in the Swiss financial market&rdquo;, Reto Huenerwadel, Head of Market Services at Hypothekarbank Lenzburg, is quoted as saying in the press release.<\/p>\n<p class=\"bodytext\">Fintech homie will use Hypothekarbank Lenzburg&rsquo;s solutions to open and operate digital rental deposit accounts. &ldquo;Together with Hypothekarbank Lenzburg, we are noticeably simplifying the entire process for property managers and tenants,&rdquo; homie CEO Arben Lekaj is quoted as saying in the press release.<\/p>\n<p class=\"bodytext\">Fintech arvy, on the other hand, uses Hypothekarbank Lenzburg&rsquo;s solutions for its own accounts and securities custody accounts at Hypothekarbank and other digital <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Asset Management&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;F&uuml;hren von Verm&ouml;genswerten. Asset Management besteht aus den Teilprozessen Portfolio Management, strategisches Fl&auml;chenmanagement, Investment-Strategie und Vermarktung\/Akquise&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">asset management<\/span> services. &ldquo;We don&rsquo;t just want our customers to invest, we want them to really understand what they are investing in,&rdquo; explains arvy co-founder Patrick Rissi. &ldquo;The partnership with Hypothekarbank Lenzburg enables us to realise our vision efficiently and in compliance with regulatory requirements.&rdquo;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The fintech companies homie and arvy are strengthening Hypothekarbank Lenzburg&#8217;s banking-as-a-service business. Homie uses Hypothekarbank&#8217;s solutions for rental deposit accounts. Arvy uses them for digital asset management services.<\/p>\n","protected":false},"author":2,"featured_media":130944,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"inline_featured_image":false,"footnotes":""},"categories":[12481,12476,12483],"tags":[52648,52649,14018,12525,12526,52650,12528,52651],"class_list":["post-131007","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-en","category-immonews","category-proptech-en","tag-banking-as-a-service-en","tag-digitale-vermoegensverwaltung-en","tag-fintech-en","tag-immoinvest-en","tag-immonews-en","tag-mietkautionskonto-en","tag-news-en","tag-open-banking-en"],"acf":{"bild_mit_ki_erstellt_worden":[],"lead":"The fintech companies homie and arvy are strengthening Hypothekarbank Lenzburg's banking-as-a-service business. Homie uses Hypothekarbank's solutions for rental deposit accounts. Arvy uses them for digital asset management services.","autor":"ce\/hs","ort":"Lenzburg AG\/Bern\/Z\u00fcrich","bildunterschrift":"","bild_im_grid":false,"gallerie":"","newsim":"","zusammenfassung":""},"featured_image_src":"https:\/\/stage.immo-invest.ch\/wp-content\/uploads\/2025\/04\/banoviag_minimalistic_digital_banking_interface_concept_two_abs_28f36a55-c9f7-4f31-9caf-8cfc5053d231-336x168.png","_links":{"self":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/131007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/comments?post=131007"}],"version-history":[{"count":0,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/131007\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media\/130944"}],"wp:attachment":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media?parent=131007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/categories?post=131007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/tags?post=131007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}