{"id":34645,"date":"2022-03-28T08:00:00","date_gmt":"2022-03-28T06:00:00","guid":{"rendered":"https:\/\/www.immo-invest.ch\/nachrangige-immobilienkredite\/"},"modified":"2022-03-29T15:48:41","modified_gmt":"2022-03-29T13:48:41","slug":"nachrangige-immobilienkredite","status":"publish","type":"post","link":"https:\/\/stage.immo-invest.ch\/en\/nachrangige-immobilienkredite\/","title":{"rendered":"Subordinated real estate loans"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Subordinated loans as a complement to traditional financing<\/strong><br> In Switzerland, private <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> debt is increasingly establishing itself as an alternative form of <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> financing. This is mainly because structural changes in the traditional credit market and stricter regulations have led to traditional mortgage institutions becoming increasingly reluctant to lend capital. Private <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Real Estate<\/span> Debt supplements the classic mortgage and is aimed at small and medium-sized <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> developers, among others, who are finding it increasingly difficult to obtain financing from traditional sources. <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Real estate<\/span> companies and private property owners use this financing solution for reasons of yield optimization, freeing up capital and as a source of liquidity for <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Asset&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Verm&ouml;genswert&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">asset<\/span> reallocation. In any case, the financing is secured with subordinated promissory notes from Swiss <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span>.<br> <strong><br>The advantages for investors<br><\/strong> A regulated way is opening up for investors to invest in mortgage-backed loans. Credit checks and project security are of the utmost importance. Thanks to regular interest payments, the <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Asset&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Verm&ouml;genswert&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">asset<\/span> class has a fixed-income character related to the Swiss <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> market and only a low correlation to the stock markets.<br> <strong><br>About Property One<br><\/strong> Property One is an independent, owner-managed group of companies owned by private shareholders, consisting of the public limited companies Property One Partners AG, Property One Investors AG and Property One Ticino SA. It provides services along the entire <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> value chain. The group combines the four business areas of investment management, development and planning, marketing and <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> family office under one roof. Property One combines <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> expertise with knowledge of financial investments. To date, credit requests exceeding an annual volume of CHF 1 billion have been processed. And so far, several hundred million francs in subordinated loans have been granted. The company employs over 40 <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">real estate<\/span> and finance specialists at the locations in Zurich, Zug and Ascona.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> CTA: Learn more about <a rel=\"noreferrer noopener\" href=\"https:\/\/finance.propertyone.ch\/kreditnehmer\/kreditnehmer-uebersicht\/?utm_campaign=22_Finance_PrivateRealEstateDebt_Maerz&amp;utm_source=immo-invest.ch&amp;utm_medium=cm-ch-de_t&amp;utm_term=22_Finance_PrivateRealEstateDebt_Maerz&amp;utm_content=-s_immo-invest.ch-c_nl&amp;dclid=CP-D7b_z4PYCFYHTEQgdk8MNjg\" target=\"_blank\">Private <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Real Estate&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Engl. f&uuml;r Immobilien&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Real Estate<\/span> Debt.<\/a><\/p>\n\n\n\n<p class=\"text-small wp-block-paragraph\"><em>The information in this document has been prepared with the greatest care and to the best of our knowledge, is intended solely for informational purposes and does not constitute investment advice. Opinions and assessments contained in this document are subject to change and reflect the point of view of Property One Investors AG (POI). No liability is assumed for the correctness and completeness of the information. Past <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Performance&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Wertentwicklung eines Portfolios&lt;\/div&gt;\" data-mobile-support=\"0\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">performance<\/span> is not an indicator of current or future development. This document is marketing material.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private Real Estate Debt ist eine Anlageklasse, die sich zunehmender Beliebtheit erfreut und im Negativzinsumfeld ein \u00e4usserst ansprechendes Rendite-Risiko-Verh\u00e4ltnis bietet. F\u00fcr Investoren bieten nachrangige Finanzierungen eine alternative und attraktive Anlagem\u00f6glichkeit mit Bezug zum Immobilienmarkt. Die risikobereinigten Renditen erweisen sich als Alternative zu traditionellen Immobilieninvestitionen.<\/p>\n","protected":false},"author":2,"featured_media":34419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"inline_featured_image":false,"footnotes":""},"categories":[12481,22697,12486],"tags":[13397,12781,12564,24782,24783,24784,12525,12526,24785,24786,12528,15586,24787,16172,24788,24789,24790,24791],"class_list":["post-34645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-en","category-company","category-promotion","tag-entwicklung-en","tag-finanzen-en","tag-immobilien-en","tag-immobilien-family-office-en","tag-immobilienfinanzierung-en","tag-immobilienkredite-en","tag-immoinvest-en","tag-immonews-en","tag-investment-management-en","tag-kredite-en","tag-news-en","tag-planung-en","tag-private-real-estate-debt-en","tag-promo-en","tag-property-one-en","tag-property-one-investors-ag-en","tag-property-one-partners-ag-en","tag-property-one-ticino-sa-en"],"acf":{"bild_mit_ki_erstellt_worden":[],"lead":"Private real estate debt is an asset class that is enjoying increasing popularity and offers an extremely attractive risk\/return ratio in a negative interest rate environment. For investors, subordinated financing offers an alternative and attractive investment opportunity related to the real estate market. The risk-adjusted returns are proving to be an alternative to traditional real estate investing.","autor":"Property One","ort":"Schweiz","bildunterschrift":"","bild_im_grid":false,"gallerie":"","newsim":"","zusammenfassung":""},"featured_image_src":"https:\/\/stage.immo-invest.ch\/wp-content\/uploads\/2022\/03\/Finance_Linkedin_SponsoredContent_1200x627_Zurich-336x168.jpg","_links":{"self":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/34645","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/comments?post=34645"}],"version-history":[{"count":0,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/34645\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media\/34419"}],"wp:attachment":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media?parent=34645"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/categories?post=34645"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/tags?post=34645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}