{"id":37275,"date":"2022-05-18T09:17:41","date_gmt":"2022-05-18T07:17:41","guid":{"rendered":"https:\/\/www.immo-invest.ch\/?p=37275"},"modified":"2022-05-18T09:17:49","modified_gmt":"2022-05-18T07:17:49","slug":"zkb-offers-mortgages-for-non-profit-housing-developers","status":"publish","type":"post","link":"https:\/\/stage.immo-invest.ch\/en\/zkb-offers-mortgages-for-non-profit-housing-developers\/","title":{"rendered":"ZKB offers mortgages for non-profit housing developers"},"content":{"rendered":"

The Zürcher Kantonalbank<\/a> is offering a new mortgage for housing cooperatives at favorable financing conditions. According to a press release<\/a> , non-profit property developers benefit from a reduced interest rate of up to 0.5 percent. This applies both to the extension of existing loans and to a new mortgage.<\/p>\n

The basic requirement for the granting of the ZKB WohnPlus mortgage is that the apartment rents from the housing developer<\/span> are at least 15 percent below the market rents. “We want to use this to maintain and promote non-profit and affordable housing,” Patrick Bühlmann, corporate customer advisor at Zürcher Kantonalbank, is quoted as saying in the press release. Because in the cities, above all Geneva and Zurich, rising rents are leading to a lack of affordable living space.<\/p>\n

In addition, applicants must meet 29 criteria, seven of which are basic criteria. If the applicant meets a further 14 criteria in stage 1, he will receive a maximum interest rate reduction of 0.3 percent. In order to receive the full 0.5 percent, he must meet a total of 21 requirements based on the United Nations Sustainable Development Goals ( SDG<\/a> ), the Swiss Sustainable Building Standard ( SNBS<\/span><\/a> ) and the ten guiding principles<\/a> for non-profit housing in Switzerland.<\/p>\n

If level 1 is initially reached in a construction project, the property developer<\/span> can prove further criteria later on. In this way, the bank wants to create an incentive “to make further improvements in terms of social performance<\/span> even during the term”.<\/p>\n","protected":false},"excerpt":{"rendered":"

Die Z\u00fcrcher Kantonalbank (ZKB) lanciert ein Darlehen speziell f\u00fcr gemeinn\u00fctzige Wohnbautr\u00e4ger. Die ZKB gew\u00e4hrt ihnen mit der ZKB WohnPlus Hypothek einen um bis zu 0,5 Prozent g\u00fcnstigeren Zinssatz. Ziel ist es, damit gemeinn\u00fctzigen und preisg\u00fcnstigen Wohnraum zu f\u00f6rdern. <\/p>\n","protected":false},"author":2,"featured_media":21411,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"inline_featured_image":false,"footnotes":""},"categories":[12481,22697],"tags":[12533,12536,27359,14020,12564,12525,12526,27360,12528,27361,24162,24163,27362,27363,27364,13265,13266],"class_list":["post-37275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-en","category-company","tag-bau-en","tag-bauwesen-en","tag-darlehen-en","tag-hypothek-en","tag-immobilien-en","tag-immoinvest-en","tag-immonews-en","tag-nachhaltige-entwicklung-en","tag-news-en","tag-sdg-en","tag-snbs-en","tag-standard-nachhaltiges-bauen-schweiz-en","tag-vereinten-nationen-en","tag-wohnplus-hypothek-en","tag-ziele-fuer-nachhaltige-entwicklung-en","tag-zkb-en","tag-zuercher-kantonalbank-en"],"acf":{"bild_mit_ki_erstellt_worden":[],"lead":"The Z\u00fcrcher Kantonalbank (ZKB) is launching a loan specifically for non-profit housing developers. With the ZKB WohnPlus mortgage, ZKB grants you an interest rate that is up to 0.5 percent cheaper. The aim is to promote non-profit and affordable housing.","autor":"ko","ort":"Z\u00fcrich","bildunterschrift":"","bild_im_grid":false,"gallerie":"","newsim":"","zusammenfassung":""},"featured_image_src":"https:\/\/stage.immo-invest.ch\/wp-content\/uploads\/2020\/03\/immobilien_2-2-150x150.png","_links":{"self":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/37275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/comments?post=37275"}],"version-history":[{"count":0,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/posts\/37275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media\/21411"}],"wp:attachment":[{"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/media?parent=37275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/categories?post=37275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stage.immo-invest.ch\/en\/wp-json\/wp\/v2\/tags?post=37275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}